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Buying Tips - Homes, Houses, Apartments, Land
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Buying versus Renting Do you buy or rent? This will depend upon your individual circumstances and preference, and sometimes in which country. For example it may be a better investment to buy a house in Spain or an apartment in Portugal. In a rising market it can be a better idea to buy a property in France than renting a property in France. When renting a home you are usually limited to the changes/improvements you can make. When you own a home you can make almost any changes you want (subject to local planning restrictions). You benefit from living in the environment of your choice plus, in many cases, your improvements add to the value or saleability of your home. In addition, when renting a property, you will not benefit from any increase in the property's value.
Capital Growth Generally speaking homes appreciate in value by approximately 4% or 5% per year, however this can vary from year to year and from area to area. Between 2009 and 2011 many properties in many countries have in fact fallen in value, but this is only a problem if either you want to move from one property to another, or you can longer afford the mortgage payments. There are many factors which can affect the rate of growth including interest rates, supply and demand, political influences, etc. Your rate of return on real estate may be higher than many other investments you make. |
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Funding your purchase How you pay for your property depends upon your financial situation and, in most cases, a mortgage is used to fund the purchase. We have provided useful information on buying real estate. It is important to remember that your home may be at risk if you do not keep up repayments on a mortgage or other loan secured on it.
Structural Survey A Structural Survey is a report from an experienced property assessor/surveyor to ensure you are aware of any problems affecting the structure of the property which may affect the purchase price, whether a mortgage can be obtained or which in any other way will affect your decision to proceed.
Legal Advice It is advisable to obtain qualified legal advice when purchasing a property. In some countries it is mandatory to make a property purchase through a legal representative. Your legal advisor will advise on the title of the property (its' legal ownership and any restrictions) to ensure you are getting exactly what you are paying for. In addition information can be obtained regarding any planning/building restrictions or permissions affecting the property. Planned developments for the area surrounding your property may also affect your decision to proceed with the purchase and your legal advisor should be able to obtain this information on your behalf.
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Renting Tips If you do not already own a property you might consider renting a home while your real estate purchase proceeds. We have provided some useful rental tips to consider when renting property.
Real Estate Agents Please view a selection of our featured real estate agents
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UK Real Estate News
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Budget boost for UK properties Prospective UK property buyers welcomed the extra help from the Government announced in Wednesday’s budget speech but many industry specialists feel more could be done to boost the ailing industry.
Published: 22-Mar-13 |
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UK asking prices spring forward A recent article reported that the price of UK properties listed for sale during March is 1.7 per cent higher than a month ago.
Published: 21-Mar-13 |
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UK Chancellor urged to help house builders Members of the UK property industry urge the Chancellor of the Exchequer, George Osborne, to consider extra incentives and aid to help boost the house building construction industry throughout the country during his budget speech.
Published: 20-Mar-13 |
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Home ownership dream shattered for Brits The results of a new survey suggest that almost two thirds of private sector renters feel they will never be able to take the first step on the UK property ladder.
Published: 20-Mar-13 |
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UK home sales bounce into spring UK property sales have recorded strong results for the three months ending in February as confidence returns to the home buying public.
Published: 18-Mar-13 |
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UK mortgage approvals fall in February High inflation and the weak state of the economy are two of the reasons for the fall in approvals for UK mortgages during last month according to several industry advisors.
Published: 14-Mar-13 |
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UK lettings soon to be regulated UK property groups and consumer organisations are now campaigning for the Government to implement changes to the lettings sector of the UK property market following a positive vote in the House of Lords last week.
Published: 14-Mar-13 |
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Number of FTB’s builds across Scotland 2012 proved to be a good year for first time buyers wishing to take the first step on the Scottish sector of the UK property ladder according to data from the Council of Mortgage Lenders (CML).
Published: 13-Mar-13 |
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FTB’s return to London markets New figures supplied by the Council of Mortgage Lenders shows a surge of new buyers taking the first step on the London property ladder.
Published: 11-Mar-13 |
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London property plans get the go ahead The London property market got an added boost earlier this week when Boris Johnson, Mayor of London, gave his seal of approval to plans for the regeneration of the Heygate Estate in Elephant and Castle.
Published: 08-Mar-13 |
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FTB’s get UK market moving It’s official more first time buyers are accessing UK mortgages and the UK property market looks to be moving in the right direction for recovery to continue.
Published: 08-Mar-13 |
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UK property tax dodgers beware UK property owners who have sold a property that is not their main residence but have neglected to inform the tax man had better get their affairs in order before the beginning of August.
Published: 07-Mar-13 |
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UK house prices hold steady The latest house price index from the Nationwide recorded just a 0.2 per cent rise in UK property prices during February which puts the value of the average UK home at around the same level as twelve months ago.
Published: 06-Mar-13 |
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Foreign investors favour London property market The recovery of the UK property market has been led by the strength of the London property market and the prime central London sector is considered among the top runners throughout the global markets.
Published: 28-Feb-13 |
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UK homeowners sticking with lenders Towards the end of last year there was a huge decline in the number of UK property owners re-financing their home mortgage.
Published: 27-Feb-13 |
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Fewer UK home owners prepared to drop asking price During the height of the financial crisis many homes listed for sale across most regions of the UK property market saw their for sale price discounted at least once prior to being sold – new research suggests that is no longer the case.
Published: 26-Feb-13 |
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New homes shortfall across England A shortage of new homes throughout the English sector of the UK property market will have a knock on effect for potential homeowners unless construction levels increase.
Published: 26-Feb-13 |
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House prices will rise say UK owners Leading UK property experts forecast that house prices across most areas of the country will remain fairly steady for 2013 without much movement either way but the results of a new survey suggest home owners disagree.
Published: 22-Feb-13 |
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Repossessions decline across UK During 2012 the number of UK mortgages that fell to repossession was the lowest figure recorded for five years.
Published: 21-Feb-13 |
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Sales of UK homes beginning to build Confidence is continuing to grow in the recovery of the UK property market as more properties are being sold across the country.
Published: 20-Feb-13 |
World Guide
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