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Are you a non-resident looking for a mortgage in The Bahamas?
We can help!


We can assist you in arranging your non-resident mortgage in The Bahamas.

The Ministry of Financial Services & Investments in The Bahamas wrote recently that, whilst the island nation is well known worldwide for its' natural beauty and the warm welcome it affords its' visitors, it is more and more becoming known for the equally warm welcome offered to international investors.

The Bahamas is described as a paradise for investment with its' economic, social and political conditions providing a fertile business environment. There is freedom from taxation, democratic political stability and incentives to investors.

It is worth noting that the famously laidback easy going lifestyle is a way of life in The Bahamas and a part of everyday business. It is not just reserved for the tourist. The same slow pace of life is also evident in banking, conveyancing and property purchase. The golden rule to remember is 'nothing moves fast in the Caribbean'. 

Proof of income: required in all cases. Mortgage assessed on the basis of serviceability and amount of disposable income after normal running expenditure. Non-status loans are currently not available. 

Interest rates are linked to US LIBOR. Interest rates can also be fixed for two, three, five and ten year periods and longer on request. Interest is accrued on the daily balance and charged quarterly for LIBOR linked loans. In certain instances an initial five year interest only option is also available, subject to conditions.

* Max age 65

* Max 70% LTV

* Minimum loan US$100,000

* Repayment only

* Maximum Term 20 years

* US $ only

* Rates from approx 6.50%




Think carefully before securing other debts against your home. Your home or foreign property may be repossessed if you do not keep up repayments on your mortgage.

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