Home Page Home Page

Are you a non-resident looking for a mortgage in France?

Contact Agents

Arranging your Non-resident mortgage in France

British investors accounted for almost 50% of all non-resident sales of French property in 2004.

Lending is based on affordability and this does not include any rental income from the property to be purchased. The bank requires information from you which is aimed at defining your actual income and therefore your ability to make the mortgage repayments. In general, annual mortgage payments cannot exceed 1/3rd of your gross income.

  • Types of mortgage: Repayment & Interest only
  • Minimum loan amount: Euros 30,000
  • Maximum: none, but must not exceed 85% of the valuation or purchase price (whichever is the lower)
  • Non-status loans are currently not available
  • Term: 5-25 years up to age 70
  • Currency: Euros only
  • Current variable interest rate: from approx. 4.00% (Euribor & Margin)
  • Proof of income is required in all cases
    • If employed - copies of your last six months' payslips and copies of your latest two P60s plus copies of your last 6 months' personal bank statements
    • If self-employed -  copies of your last three years' audited acounts and copies of both your last 12 months' business and last 6 months' personal bank statements

* Max age 70

* Max 80% LTV

* Min loan Euros 30,000

* Repayment & interest only

* Maximum Term 5-25 years

* Current variable interest rate: from approx. 4.00% (Euribor & Margin)

* Euros only


Example for French Mortgage: Repayment mortgage of approx€ 100,000 over a period of 25 years at an interest rate of approx. 4.00% = approx €527 capital and interest per month = a total approximate amount payable over the term of €158,100  excluding other fees.

You can contact agents able to assist with your property purchase by completing this form
Think carefully before securing other debts against your home. Your home or foreign property may be repossessed if you do not keep up repayments on your mortgage.

Mortgages in Andorra
Mortgages in
Antigua & Barbuda

Mortgages in Australia
Mortgages in Austria
Mortgages in Bahamas
Mortgages in Barbados
Mortgages in Belgium
Mortgages in Belize
Mortgages in
British Virgin Islands

Mortgages in Bulgaria
Mortgages in Canada
Mortgages in Cape Verde
Mortgages in Caribbean
Mortgages in
Cayman Islands
Mortgages in China
Mortgages in Croatia

Mortgages in Cyprus
Mortgages in
Czech Republic

Mortgages in
Dominican Republic

Mortgages in Egypt
Mortgages in Estonia
Mortgages in France
Mortgages in Germany
Mortgages in Gibraltar
Mortgages in Greece
Mortgages in Hungary
Mortgages in Iceland
Mortgages in India
Mortgages in Ireland
Mortgages in Israel
Mortgages in Italy
Mortgages in Jamaica
Mortgages in Latvia
Mortgages in Lithuania
Mortgages in Malaysia
Mortgages in Malta
Mortgages in Monaco
Mortgages in Morocco
Mortgages in New Zealand
Mortgages in Panama
Mortgages in Poland
Mortgages in Portugal

Mortgages in Romania
Mortgages in Saint Lucia
Mortgages in Slovakia
Mortgages in South Africa
Mortgages in Spain
Mortgages in
St Kitts & Nevis
Mortgages in Sweden
Mortgages in Switzerland
Mortgages in Thailand
Mortgages in
Trinidad & Tobago
Mortgages in Turkey
Mortgages in the Turkish Republic of Northern Cyprus
Mortgages in
United Arab Emirates
Mortgages in
United Kingdom
Mortgages in U.S.A.

Can't find what you're looking for? Try Google Search!
Google
Home  |  About Us  |  Property News  |  Useful Links  |  Data Feeds  |  Property Listings  |  Site Map  |  Help  |  Privacy  |  Terms & Conditions
Copyright © 2005 - 2009 PropertyWorld.com Designed and developed by MSO.net